Comprehensive starter plan to help Malaysians cope financially during a health crisis
The high costs of medical care today can have a significant financial impact on
Malaysians and their families. Keeping this in mind, Prudential BSN Takaful (PruBSN) has introduced PruBSN
AnugerahPlus, an affordable and customisable shariah-compliant protection plan that allows customers to build their
protection plan based on their needs and budget. From as low as RM50 per month1
, customers can maximise their
protection benefits with any of the 15 supplementary plans available.
Nor Azman Zainal, Chief Executive Officer of PruBSN said PruBSN AnugerahPlus is designed to provide customers and
their families with comprehensive financial support and peace of mind when they are dealing with life-threatening
situations.
“We understand that during emergencies such as when a customer is suffering from a critical illness, he or she needs to
focus on recovery and not be burdened by financial worries. With PruBSN AnugerahPlus, customers can take advantage
of the various supplementary benefits to build a complete protection plan for themselves.”
Comprehensive and customisable medical coverage
One of the key features of PruBSN AnugerahPlus is that it offers comprehensive and customisable medical coverage.
Medic Protector is an affordable medical plan that has no lifetime limit and covers hospitalisation, surgery or selected
outpatient treatments. It also features the Medic Booster, which increases the annual limit by RM1 million.
For extra protection, customers can enhance their plan with critical illness riders that pays out a lump sum amount upon
the diagnosis of up to 43 critical illnesses, among the highest offered by any takaful operator in Malaysia.
Safeguarding against the financial impact of cancer
Wan Saifulrizal Wan Ismail, PruBSN’s Chief Marketing Officer, added that the majority of critical illness claims the
company receives are related to cancer and come from customers of all ages.
“Of the top five critical illness claims made by PruBSN customers in the past two years, half of them are cancer related
with claimants as young as three years old. Cancer can strike anyone, any time and the cost of treating it can be
significant; such as additional expenses of specialised home care, dietary supplements and alternative therapies.”
PruBSN AnugerahPlus can help plug this financial gap with Cancer Protector, which provides customers with a lump sum
payment of 5% of the coverage amount if claims are submitted within the first year of diagnosis and 10% from the
second year , allowing them to seek the best medical treatment as early as possible and helping increase their chances
of recovery.
Fulfilling spiritual goals
As a takaful operator with an underlying business that is based on cooperative measures for the common good, PruBSN
applies the same high level of commitment in supporting the long-term wellbeing of its communities.
Through the Ihsan feature, customers will have the opportunity to contribute directly towards disadvantaged
communities. By donating a minimum of RM5 per month, they will be helping to alleviate the financial hardship of
extremely poor families who will be provided with basic life protection coverage of RM10,000 for a full year in the
unfortunate event of the death of their breadwinner. This effort is part of PruBSN Microtakaful Jariyah, the first-of-its- kind initiative in Malaysia that aims to empower low income families to recover quickly from unexpected financial and
emotional losses.
Customers who subscribe to PruBSN AnugerahPlus between 14 January and 28 February 2019 can stand a chance to
grab a Watsons voucher worth RM880. Free consultation is available by calling 03-20537188 or by making an
appointment online at app.prubsn.com.my/cws/talktous. They can also find out more about PruBSN AnugerahPlus and
its supplementary plans here https://www.prubsn.com.my/en/our-products/products/prubsn-anugerahplus/
About Prudential BSN Takaful Berhad
Established in 2006 through the licence awarded by the Central Bank of Malaysia, Prudential BSN Takaful Berhad
(PruBSN) is a joint venture between the UK-based Prudential plc and Bank Simpanan Nasional, two financially strong
companies in their respective fields of expertise. Today, PruBSN is the country's leading takaful operator providing
financial security to the Malaysian population and their families.
PruBSN has over 16,000 takaful consultants serving nearly 850,000 customers with many impressive firsts in the local
takaful industry and award wins under its belt. For seven successive years since 2011, PruBSN has been the Number 1
Family Takaful Operator. Its rapid growth is a direct result of its customer-centric approach, multi- distribution channel
strategy, innovative solutions and technological leadership.
Driving on 'Takaful For All. For Life' proposition, PruBSN strives to build a strong and lasting impact to help develop
Malaysia through protection of wealth and investment in capital markets, while realising our vision of being the first
choice takaful provider for the people and communities.
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